partial discharge of student loans

Our country has a huge ticking time bomb:  an ocean of student loan debt.  And as tuition and other educational costs continue to shoot up, students must take out ever larger student loans to finance their educations.  It is not uncommon for a doctor to finish medical school with $200,000 to $300,000 in student debt.  And undergraduates are receiving their bachelor’s degrees along with bills for $50,000 in student loans, without any hope of getting jobs that will pay enough to both service the debt and provide a better standard of living than the high school graduate enjoys.

I.          The Bankruptcy Code On Discharging Student Debt

As everyone knows, student debt can’t be discharged:  it says so right there in 11 U.S.C. § 523(a)(8).  Or can student loans be discharged in bankruptcy? 

While it is true that most student debt is not dischargeable, there is a special carve-out in the wording of § 523(a)(8) (with emphasis added):
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