My previous post dealt with the first of two possible settings involving a previous bankruptcy. The first setting was when you received a discharge in the previous bankruptcy. Today’s post deals with the second situation, i.e., your previous bankruptcy was dismissed.
II. Your Previous Case Was Dismissed
Other than the 180-day bar of § 109(g), or some other time bar imposed on you by the Court because of naughty behavior, there is no time bar to filing another case after a dismissal.
However, there is a serious loss of protection with serial filing. Most particularly, you lose the protection of the automatic stay, which is perhaps the most important benefit of filing — other than the discharge. A little history will help to set the stage.
Continue Reading Can I File For Bankruptcy More Than Once? (Part 2)